Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

You may be able to get more income out of your savings each year.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

Rising costs and longer lifespans mean some classic retirement rules no longer fit today’s realities. Here are three old ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

Most retirees want to spend as much as they can without having to worry about running out of money. Morningstar’s State of Retirement Income research analyzes retirement spending strategies to ...

Naturally, this quarter’s retirement analysis shines a spotlight on how Fidelity’s retirement savers fared during the market volatility of the first quarter. The good news: despite the market swings, ...

Retirees face tough choices about their emergency funds as economic uncertainty impacts traditional planning.

For more than a decade, retirees lived in what felt like the financial version of a low-tide beach — beautiful, calm and absolutely no waves. Interest rates were stuck near zero. Bonds barely paid ...