Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Indexed life products led the way as 2024 life sales registered gains in several categories, Wink reported. Indexed life sales for the fourth quarter were $868.3 million, up 15.9% compared with the ...

Kyle Busch's lawsuit against Pacific Life and his former insurance agent provides a window into potential issues around complexity, suitability and more in indexed universal life policies.

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

Universal Life, a product for HNWI became popular in 2024 and 2025 when USD 10-year treasury yields stayed above 4% compared ...